Welcome to
Mountain Home Mortgage

Whether you need a mortgage to purchase a new home or refinance an existing, we offer many different loan programs at wholesale rates.

We offer loans for:

• First Time Home Buyers
• Repeat Home Buyers 
• Primary Residences
• Second Homes
• Investment Property
• Manufactured Homes
• Single and Multi Family Dwellings

We specialize in the following loan programs:

• VA Home Loans
  • Purchases - 0% down
  • 100% Cash-Out Refinances
  • Streamline Refinances with no appraisal
• USDA- RD
  • Purchases - 0% down
  • Streamline Refinanes
• FHA
  • Purchases - 3.5% down
  • Cash-Out Refinances
  • Streamline Refinances
• Conventional
  • Purchases - from 3% down
  • Jumbo Loans
    High Balance non Jumbo Loans
  • Cash-Out Refinances
  • Rate & Term Refinances

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 At Mountain Home Mortgage, we believe that we have a duty to educate and prepare borrowers for the commitment of a mortgage. We know that the home buying process can be stressful and we aim to make our clients feel like special friends as we help them achieve the dream of home ownership.

As a Mortgage Broker, Mountain Home Mortgage works with wholesale lenders to bring you the very best rates and we charge NO ORIGINATION FEES. There are no secrets here. No hidden fees. Our policy is full disclosure where questions are always welcome.

Our clients’ happiness is paramount in all that we do. When advising borrowers about loans, we consider not just the here and now, but their future as they see it.

We have access to an array of wholesale lenders who can fund many different kinds of loans, so we are able to tailor loans to suit our client’s needs rather than trying to fit clients into a limited scope of loan products.